You wouldn’t want to pay for something you’re not using. Yet, that’s exactly what you’re doing when you pay your dental insurance premiums and don’t attend your checkups and cleanings twice a year. If you’ve only visited your dentist once this year, now is the perfect time to book another appointment. Let’s talk more about how to maximize your dental insurance benefits in Fairfax.
Why Preventive Care Is Important
Dental insurance primarily focuses on preventative care, which is why these types of services, mainly your regular twice-a-year checkups, usually come at no additional cost to you. Preventive care is crucial because the best way to treat dental problems is to stop them in their tracks before they get worse.
If, for example, you get your teeth regularly cleaned, you’re less likely to need fillings due to cavities. Because fillings are considered restorative and not preventive, they are typically only covered about 80 percent of the way by your insurance and not 100 percent like your checkups. Furthermore, your dentist can detect cavities at your checkups while they’re still small enough to treat with fillings, before they require more extensive procedures like root canal therapy, which are not covered all the way by your insurance.
Using Your FSA for Dental Expenses
A flexible spending account, or FSA, is an account that lets you obtain reimbursement from your employer for various medical expenses. You can essentially use them for any procedure that would prevent or treat a dental disease. Which procedures are covered can vary based on your individual plan, so if you’re confused, it’s best to talk to your employer and your dental team to figure out the costs of your various treatments.
Why Now Is a Great Time to Use Your Benefits
Both FSAs and traditional dental benefits typically have a “use it or lose it” policy. This means that any unused benefits do not roll over into the next year. Since these services pay for preventive treatment at checkups, you might as well reap those rewards by visiting your dentist twice a year, especially since you’re already paying your premiums.
Now is the perfect time to maximize your dental insurance benefits by booking a preventive appointment. Get your teeth nice and clean, and save money while you’re at it!
About the Practice
At Fairfax Dental Esthetics in Fairfax, VA, both of our wonderful dentists have combined decades of experience treating smiles. Dr. Sanae Berrada and Dr. Sandra Glikman are both passionate about you receiving the best dental care possible. Our patient coordinator, Susan, is happy to work with you to understand your insurance plan and make the most of your benefits so you pay as little as possible. To book your next checkup with us, contact us here or call (703) 279-3400.